High Ratio Mortgage

A mortgage loan that exceeds the normal limit of 75% LTV (loan to value) of a conventional mortgage. Typically made possible by a mortgage insurance plan, e.g. CMHC or GE Capital.

Related Terms:

1. Amortization
2. Biweekly Loan or Mortgage
3. Mortgage Insurance
4. Wraparound Mortgage
5. CMHC Insurance