A method of construction that utilizes recycled materials. …
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Estimated Hazard Insurance
An estimate of hazard insurance, also known as homeowner's insurance or fire insurance, to cover physical risks such as fire and wind damage. Lenders usually require coverage at least equal to the …
Equal Credit Opportunity Act (ECOA)
Federal law that prohibits a lender or other creditor from refusing to grant credit based on the applicant's sex, marital status, race, religion, national origin, or age, or because the applicant …
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Estimated Property Taxes
An estimate of property taxes to be paid semiannually, or monthly if the lender requires. The amount is based on local tax rates and assessed property value, which is based on the most recent sale …
Efflorescence
White, powdery substance on concrete, stucco, or other masonry caused by water-soluble salts leaching to the surface. …
Electric Service Panel
A panel that transfers power from the utility line into a house to be distributed through fuses or circuit breakers. …