Title Search
Definition and meaning of Title Search in real estate.
A title search is a systematic examination of public records to trace the history of a property's ownership and determine if any liens, claims, or defects exist.
In more detail
This investigation is usually conducted by a title company or real estate attorney once a purchase contract is signed. The searcher inspects deeds, county land records, tax assessments, and court dockets to establish a clear chain of title. The goal is to verify that the seller has the legal right to sell the property and to uncover any obstacles like unpaid mortgages, easement agreements, or judgment liens.
The resulting report outlines what must be resolved before the title can be cleanly transferred to the buyer.
Key facts
| Category | Legal, Titles & Closing |
|---|---|
| Who performs it | Title examiner, abstractor, or real estate attorney |
| Typical timing | Completed during the escrow or closing period |
| Primary goal | Establish a clear chain of title and identify encumbrances |
A title search on the suburban property revealed a utility easement that allowed the local power company access to the backyard.
Frequently asked questions
Can I do a title search myself?
While public records are open to everyone, professional title searches are recommended because missing a recorded document can lead to severe legal issues.
How long does a title search take?
A typical title search takes between three and ten days, depending on the complexity of the property's history.